Personal Finance India

Many people in India, particularly those from middle-class are struggling to manage their money properly. Unfortunately, many of them are ignorant of some basic rules of money management. Education on personal financial planning was never a part of their life – neither at home nor at school. is a website to help these middle-class people in India by providing actionable knowledge on personal finance to make a positive difference in their financial situation.

Is it Smart or Foolish to Purchase Gold Today?

Recently, there is a huge drop in gold price. Many Indians are rushing to jewellery shops to purchase gold before the price increases again. But is it the right time to buy gold? Will the gold price increase again? Read to know Continue reading

Do You Know the Difference Between Rich and Wealthy?

Want to be rich or do you want to be wealthy? Confused? Do you think both rich and wealthy are the same – people with lots of money. You are mistaken. There is a lot of difference between them, which you need to know to make proper financial decisions and lifestyle choices. Continue reading

How to Save Money – Secrets You Must Know

Looking for ways to save money? Here are some tips on how to save money. They are simple and effective in helping you start saving money that works well in real life Continue reading

Emergency Cash Gives You Mental Peace

Human life is uncertain. We never know when there will be an urgent need for money. Money in pocket gives you confidence and makes you feel more confident to face unexpected events.

But many of us are not prepared for the unexpected – we will not have enough money for during these situations. This is mainly because we live paycheck-to-paycheck (regularly run out of money before next month’s salary… Continue reading

Term Insurance is Best – Online is the Most Convenient Way to Buy Term Insurance

How many of you have thought of buying term insurance and were told to opt for money back policies? Well, in spite of all this misguidance, some of you might have strongly decided to take term life insurance. But, how many of you are still chasing the insurance agents to fill the form, to get the policy activated and to know the exact details of monthly premiums? Sadly, many hands… Continue reading

4 Things to do Before Investing in Stock Market

It is easy to get driven by plethora of financial advertisements and articles about various products offered by many financial companies and banks. Every individual should have his own financial needs mapped out and then schedule the financial savings/investments in that order. But how do you do it? Continue reading

Insurance Vs. Savings – Which One to do First?

Many earning individuals confuse with regard to their finances. This is especially so in early stage of your career. You don’t understand what to do with your surplus-income. Many people are in dilemma, whether to start with a savings plan or to buy insurance. In such a case, this article will help you understand what to put on priority – savings, insurance or both?

We strongly believe that insurance… Continue reading

Risks and Dangers of Taking Personal Loans

In certain circumstances when you need huge amounts of money urgently, personal loan looks like a good option to consider. Generally, personal loans indicate requiring an amount that you cannot pay in short-term. If you could pay it, credit card is a better option as you can pay off the entire outstanding amount at once.

These days, with the easy availability of credit, people are rushing out to get… Continue reading