Zolve US Credit Card Review-Open a U.S credit card without SSN

Zolve US Credit Card Review-Open a U.S credit card without SSN

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When it comes to credit cards, one of the most important pieces of information that are typically required is a Social Security number (SSN). However, for those who are not citizens of the United States or do not have an SSN, obtaining a credit card can be a difficult task.

That's where the Zolve US Credit Card comes in. This credit card is specifically designed for those who do not have an SSN, making it an excellent option for international students, travelers, and others who may not have an SSN but still want access to the benefits of a credit card.

Why You Need a Credit Card

Before diving into the details of the Zolve US Credit Card, it's important to understand why having a credit card is so important. Credit cards are not just a convenient way to make purchases; they also help build credit.

Having a good credit score is essential for many aspects of life, including buying a house or car, getting a loan, and even finding a job.

Credit cards also provide a level of security and protection when making purchases. Many credit cards offer fraud protection and insurance on purchases, which can give you peace of mind when shopping online or traveling.

Additionally, credit cards often offer rewards and perks such as cashback, travel points, and more.

Introducing the Zolve US Credit Card

The Zolve US Credit Card is a great option for those who do not have an SSN. This credit card is designed specifically for international students, travelers, and others who may not have an SSN but still want the benefits of a credit card.

The Zolve US Credit Card is issued by Community Federal Savings Bank, which is a reputable and well-established bank.

One of the best things about the Zolve US Credit Card is that it does not require an SSN to apply. Instead, you will need to provide a government-issued ID and proof of income. This makes it much easier for those who do not have an SSN to get approved for a credit card.

Features and Benefits of the Zolve US Credit Card

The Zolve US Credit Card offers a variety of features and benefits that make it a great option for those who do not have an SSN. Some of the key features and benefits of this credit card include:

  • No SSN required: As mentioned earlier, the Zolve US Credit Card does not require an SSN to apply. This makes it much easier for those who do not have an SSN to get approved for a credit card.
  • Build credit: The Zolve US Credit Card can help you build credit, which is important for many aspects of life. Having a good credit score is essential for buying a house or car, getting a loan, and even finding a job.
  • Fraud protection: The Zolve US Credit Card offers fraud protection, which can give you peace of mind when shopping online or traveling.
  • Rewards and perks: The Zolve US Credit Card offers rewards and perks such as cashback, travel points, and more.
  • Low annual fee: The Zolve US Credit Card has a low annual fee of $0, which makes it an affordable option for those who do not have an SSN.
  • No foreign transaction fees: The Zolve US Credit Card does not charge foreign transaction fees, which makes it a great option for international students and travelers.

How to Apply for the Zolve US Credit Card

Applying for the Zolve US Credit Card is easy and straightforward. To apply, you will need to provide a government-issued ID and proof of income. You can apply for the Zolve US Credit Card online or by visiting a branch of Community Federal Savings Bank.

Once you have gathered the necessary information and documents, you can start the application process. The application will ask for your personal information, including your name, address, and contact details.

You will also need to provide your government-issued ID and proof of income. This could be in the form of a pay stub, bank statement, or letter from your employer.

After you have submitted your application, it will be reviewed by the bank. The approval process can take a few days, and you will be notified of the outcome via email or phone.

If your application is approved, you will receive your credit card in the mail within a few weeks.

Key Points

  • The Zolve US Credit Card is a credit card designed for those who do not have a Social Security number (SSN)
  • The card is issued by the Community Federal Savings Bank.
  • The Zolve US Credit Card does not require an SSN to apply, only a government-issued ID and proof of income
  • The card can help you build credit, which is important for many aspects of life
  • The card offers fraud protection and rewards and perks such as cashback and travel points
  • The Zolve US Credit Card has a low annual fee of $0 and no foreign transaction fees
  • The card has a credit limit of $1,000 - $5,000, an APR range of 12-25%, and a cash advance APR of 25%
  • The card requires a minimum income of $1,000 per month.
  • The late payment fee is $37 and the balance transfer fee is 3%
  • The rewards program offers 1% cashback on all purchases
  • The card can be applied for online or by visiting a branch of Community Federal Savings Bank.

Conclusion

The Zolve US Credit Card is a great option for those who do not have an SSN but still want the benefits of a credit card. This credit card is designed specifically for international students, travelers, and others who may not have an SSN but still want to build credit and access the rewards and perks of a credit card.

With no SSN required for application, a low annual fee, and no foreign transaction fees, the Zolve US Credit Card is a convenient and affordable option for those looking for a credit card without an SSN.

Frequently Asked Questions

Can I apply for the Zolve US Credit Card if I don't have a Social Security number (SSN)?

Yes, the Zolve US Credit Card is specifically designed for those who do not have an SSN. Instead of an SSN, you will need to provide a government-issued ID and proof of income.

What is the credit limit on the Zolve US Credit Card?

The credit limit on the Zolve US Credit Card ranges from $1,000 - $5,000.

Is there an annual fee for the Zolve US Credit Card?

No, the annual fee for the Zolve US Credit Card is $0.

Does the Zolve US Credit Card offer rewards and perks?

Yes, the Zolve US Credit Card offers rewards and perks such as cashback and travel points.

Is there a foreign transaction fee for the Zolve US Credit Card?

No, the Zolve US Credit Card does not have any foreign transaction fees.

What is the APR for the Zolve US Credit Card?

The APR for the Zolve US Credit Card ranges from 12% - 25%.

Is there a cash advance APR for the Zolve US Credit Card?

Yes, the cash advance APR for the Zolve US Credit Card is 25%.

What is the minimum income required to apply for the Zolve US Credit Card?

The minimum income required to apply for the Zolve US Credit Card is $1,000 per month.

What is the late payment fee for the Zolve US Credit Card?

The late payment fee for the Zolve US Credit Card is $37.

What is the balance transfer fee for the Zolve US Credit Card?

The balance transfer fee for the Zolve US Credit Card is 3%.

How can I apply for the Zolve US Credit Card?

You can apply for the Zolve US Credit Card online or by visiting a branch of Community Federal Savings Bank.

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  • Rupali

    The card is not issued by the bank you have mentioned above. It is issued by Community Federal Savings Bank. Please check the website to get more info: http://www.zolve.com

    Reply
    • Money Chutney

      Thanks for the kind correction.

      Reply